REGULATORY NOTICE

FINSA Client information

Based on the legal requirements of Art. 8ff. of the Financial Services Act (FINSA), we would like to supply you with this information sheet which provides an overview of Alto Capital AG (hereinafter referred to as the «financial institution») and its services.

A.     Company information

Address

Street: Alpenstrasse 1

Zip Code/City: 6300, Zug

Phone: +41 79 301 93 12

Email: klarissa.rech@altocapital.io

Website: www.altocapital.io (not  active yet)

The financial institution was established in 2022.

Supervisory authority and audit firm


With the new Financial Institutions Act (FinIA), all financial institutions will in future need a license from FINMA to carry out their professional activities as a portfolio manager according to FinIA Art. 17. The financial institution received its license on 23.11.2022 and is supervised by the supervisory organization «AOOS - Schweizerische Aktiengesellschaft für Aufsicht».

The financial institution is audited by the auditing company «Grant Thornton AG» both in terms of regulatory law and obligations. The address of the supervisory organization and the auditing company can be found below.

Supervisory organisation:

AOOS – Schweizerische Aktiengesellschaft für Aufsicht

Clausiusstrasse 50

8006 Zürich

Telefon: +41 44 215 98 98

E-Mail: info@aoos.ch

Webseite: https://www.aoos.ch/

Audit Firm Name:
 Grant Thornton AG

Claridenstrasse 35

P.O. Box CH-8027 Zürich

Telefon: 41 43 960 71 71

E-Mail: Michael.Tobler@ch.gt.com

Webseite: www.grantthornton.ch

Ombudsman

The financial institution is affiliated with the independent ombudsman office FINOS, which is recognized by the Federal Department of Finance. Disputes concerning legal claims between the customer and the financial services provider should be settled by an ombudsman's office, if possible, within the framework of a mediation procedure. The address of office FINOS is stated below.

Name Ombudsman: Finanzombudsstelle Schweiz (FINOS)

Address: Talstrasse 20

Zip code / State: 8001 Zürich, Schweiz

Phone: +41 - 44 552 08 00

E-Mail: administration@finos.ch

Website: www.finos.ch

B.     Information on the offered financial services

The financial institution provides asset management services and transaction-based investment advisory services to its clients. In the case of a transaction-based investment advisory mandate with the financial institution, a personal recommendation relating to individual financial instruments is provided to the client. The decision to buy or sell remains always ultimately with the client.

The financial institution does not guarantee any yield nor performance of investment activities. The investment activity can therefore lead to an appreciation or a depreciation in value.

C.     Client segmentation

Financial service providers are required to classify their customers into a client segmentation according to the law and adhere to the respective code-of-conduct. The Financial Services Act provides for «retail customers», «professional customers» and «institutional customers» segments. For each customer, a customer classification is determined within the framework of the cooperation with the financial institution. Subject to certain conditions, the customer may change the customer classification by opting in or opting out.

D.     Information on risks and costs

General risks  associated with financial instruments transactions

The investment advisory and asset management services involve financial risks. The financial institution shall provide all clients with the «Risks associated with Financial Instruments Transactions» brochure prior to the execution of the contract.  This brochure can also be found at www.swissbanking.org.

Clients of the financial institution may contact their client advisor at any time if they have any further questions.

Risks associated with the offered services

For a description of the various risks that may arise from the investment strategy for clients’ assets, please refer to the relevant Investment advisory or asset management agreements.

In the case of investment advice, the financial institution shall provide its retail clients with the basic information sheet of the recommended financial instrument.

Information on costs 

A fee is charged for the services rendered, which is usually calculated on the assets under management and/or on a performance basis. For more detailed information, please refer to the relevant Investment advisory or asset management agreements.

E.     Information about relationships with third parties

In connection with the financial services offered by the financial institution, economic ties may exist with third parties. The acceptance of payments from third parties as well as their treatment are regulated in detail and comprehensively in the respective investment advisory and asset management contracts.

F.     Information on the market offer considered

The financial institution basically follows an «open universe approach» and tries to make the best possible choice for the client when selecting financial instruments.